What should Mr. Garcia know about his Special Enrollment Period after losing his paper?

Mr. Garcia needs to understand that after losing his paper, he has one opportunity to change his Medicare Advantage (MA) coverage during his Special Enrollment Period (SEP). This period allows individuals to make changes under specific circumstances, such as losing eligibility or a key document.

The ability to change his coverage is time-sensitive and specific to his current situation, emphasizing that this one opportunity is crucial for ensuring he selects a plan that best meets his needs going forward. Being aware of this limit allows Mr. Garcia to prioritize making his choice carefully, as he will not have unlimited chances to alter his coverage until the next Annual Enrollment Period (AEP).