What is the primary requirement for a beneficiary to enroll in a Medicare Advantage plan?

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The primary requirement for a beneficiary to enroll in a Medicare Advantage plan is that they must be enrolled in Medicare Part B. Medicare Advantage plans, also known as Medicare Part C, are designed to provide an alternative way for beneficiaries to receive their Medicare benefits, including coverage for hospital services, outpatient care, and, often, additional benefits beyond Original Medicare.

Enrollment in Medicare Part B is crucial because it is a prerequisite for accessing the benefits provided through a Medicare Advantage plan. This ensures that beneficiaries have basic health coverage before they can opt for an alternative plan that may offer different services or provider networks.

Other factors such as income status or residency in a long-term care facility, while potentially relevant for different types of assistance or coverage options, do not directly dictate eligibility for enrolling in a Medicare Advantage plan. Additionally, the presence of dependent children does not affect a beneficiary's ability to enroll, as Medicare is geared towards individuals aged 65 and older or those with certain disabilities, rather than family coverage. Therefore, the correct answer highlights a fundamental requirement that aligns with Medicare’s eligibility criteria.

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