What are Medicare Advantage plans required to offer?

Medicare Advantage plans are designed to provide at least the same level of coverage as traditional Medicare, which includes both Part A (hospital insurance) and Part B (medical insurance). This requirement ensures that beneficiaries have access to a comprehensive range of healthcare services, including hospital stays, visits to healthcare providers, and preventive services.

Additionally, Medicare Advantage plans may offer additional benefits beyond what traditional Medicare covers, such as vision, dental, and wellness programs, but the foundational expectation is that they must cover all services that traditional Medicare would provide. This alignment with traditional Medicare is essential, as it guarantees a baseline of healthcare services for beneficiaries enrolled in these plans, thereby enhancing their options for receiving care while still adhering to Medicare's overarching standards and protections.